CardIQ

Stop leaving credit-card perks on the table.

CardIQ finds the credits and benefits you're already paying for — and shows you which ones you haven't used yet.

What CardIQ does
  • 💸
    Find money you're leaving behind
    We surface the statement credits and perks you're already paying for but haven't used — before they expire.
  • 🔄
    No spreadsheets, no manual tracking
    Connect a card and we read your transactions to tick off the benefits you've actually used.
  • 📊
    Know if a card earns its fee
    Annual fee vs. value captured for every card — your whole household in one view.
  • 🔔
    Never miss an expiring credit
    A heads-up before money disappears at the end of the month or year.

Your data stays yours.

When you connect a card, CardIQ only reads your transactions — the date, amount, and merchant — so we can tell you which perks and credits you've actually used.

  • • We can't see your login or balance, and we can't move money.
  • • We never sell your data or use it for ads.
  • • Your data is encrypted, and you can delete it anytime.

Read our Privacy Policy and Terms.

By continuing you agree to our Terms and Privacy Policy.